Smart Strategies for Maximizing Insurance Claims in Road Accidents

Insurance-claim-form-1-article-2Take the case of the Cardona family from Palmdale, California. They asked the R. Rex Parris Law Firm for help after Jose Cardona, his wife Irene and their son Eduardo were seriously injured when a drunk driver crossed the center line and collided head-on with their vehicle.

Like many people injured in motor vehicle accidents in California, the Cardonas stood to get very little in the way of compensation from the offending driver.

The offending driver was insured, but most Californians carry only the minimum amount of insurance. Known as the 15-30 policy, it offers a single victim of an accident only $15,000 and an aggregate amount of only $30,000 if more than one person is injured or even killed.

“The Cardonas are in their 60s,” says Fowler. “Jose Cardona suffered serious injuries to his legs and knees. Prior to this he was a healthy man, but he now uses a walker to get around. His wife suffered a complex fracture to her wrist and has pain so excruciating in the upper part of her body that she sometimes passes out from the pain. And their son had to drop out of trade school until

7th Circuit Grants Standing to Neiman Marcus Data Breach Plaintiffs

Identity-theft-hacker-2The Seventh Circuit ruled that the risk of future harm in a data breach is sufficient to take major companies to court. Plaintiffs, such as the Neiman Marcus Group LLC customers, now have standing to hold companies liable for a data breach, regardless of whether the actual harm of identity theft ever occurs.

The U.S. Court of Appeals reinstated the 2013 cyber attack case that had been dismissed by the district court, holding the likelihood of personal data exposure following a system breach is “immediate and very real.” Neiman Marcus never even investigated the nearly 60,000 software alerts its software system received during the data breach.

Implications for All

As the first federal appellate decision on the issue of standing to assert data breach claims for years, the Neiman Marcus decision will be cited frequently in creating the legal framework for data breach class actions. As one of the first federal appellate decisions on the issue of standing to assert data breach claims, Neiman Marcus will likely cast implications upon other currently pending data breach cases, such as Lewert v. P.F. Chang’s China Bistro, Inc., No. 14-cv-4787 (N.D. Ill. Dec. 10, 2014), a case also

New Herbal Supplement Targeted by Investigation

Herbal-supplements-pills-bottles-articleNew York, NY: The herbal supplement industry faces an additional crackdown, after New York Attorney General Eric Schneiderman announced he was targeting the makers of an arthritis supplement. This is the latest move in a crackdown on herbal supplement makers for allegedly misleading customers by not using proper ingredients in their products.

In February 2015, Eric Schneiderman sent letters to four major retailers requesting they stop selling certain herbal supplements because the ingredients found in the supplements did not match those on the ingredient label. The letters were sent after DNA testing on 78 bottles of herbal supplements suggested that only 21 percent of the herbal supplements were accurate, while 79 percent either did not have the ingredients mentioned on the label or were contaminated with other materials.

One such herbal supplement, St. John’s Wort, reportedly found no St. John’s Wort in the bottle. Other supplements were allegedly contaminated with rice, pine, primrose and other ingredients.

Now, cease and desist letters have been sent to a variety of companies that sell, market or distribute devil’s claw, taken for arthritis and other chronic pain. Thirteen letters were sent, after advanced DNA barcoding conducted by the New

Compensation claims and why you should be aware of them?

Accidents are something that can happen anywhere, at any time and to anyone. There is no fixed way to tell when and where you will suffer an accident or a calamity. Sometimes, accidents can happen because of your carelessness. However, sometimes, it is the fault of the other person. Most of the times, accidents occur because of the negligence of the people. When you are not paying attention to what you are supposed to, accidents occur. And no, I don’t mean just the accidents that happen on the road. By accidents mean I mean any and all types of accidents. These accidents can happen to the workers who get injured when they are working. It can happen to people who live in care homes, also accidents can happen in hospitals, shopping malls Etc.

How can the claims work in your favor?

If you have been wronged, the claims can help you and work in your favor. However, no matter what type of injury you suffer you can now legally get the person responsible, to pay the price.

How to Protect Your Business During A Divorce/Separation

How to Protect Your Business During A DivorceThe importance of having your business fully protected during family separation cannot be ignored. If you don’t want your years of hard labour to be diverted, you may have to pay some serious attention to this one. Most people usually think that their greatest nightmare is divorce. However, they have all eventually come to understand that there are issues that are worse than divorce. The chief of such issues is the questions of what happens to your business when the processes have been concluded.

There are issues about your business which must be considered during a divorce. These could range from the total worth of your business, its net earnings over a given period of time, its chances of expanding beyond what it currently is and so on. There is need to have your business maximally protected against some extracted information which may not be true. This is because if you don’t attend to such now then during divorce settlement, you may likely have problems.

Here is

The Lowdown on the Takata Airbag Recall

If you’ve been hearing a lot about the Takata airbag recall in the news lately, it’s for good reason. The 8th death due to faulty Takata airbag, as well as over a hundred injuries due to shrapnel have been reported. Here’s what you need to know.

The Problem


Takata is a Japanese corporation that manufactures many things, including airbags. Airbags are an auto safety device that’s supposed to deploy during a crash, with the bag cushioning the driver and passengers in order to help prevent or mitigate injuries. Airbags consist of a sensor, inflator and the bag itself.


The Takata airbags have a faulty inflator that is prone to exploding, causing shrapnel to fly instead of the airbag being deployed. This is obviously an extreme safety issue.

The Recall


According to the National Highway Traffic Safety Administration (NHTSA), the recall of Takata’s faulty airbag inflators has reached a high of nearly 70 million affected vehicles. The recall is being rolled out in phases through 2019, according to risk factors such as age of the inflator, and exposure to heat and humidity – two factors that accelerate the degradation of ammonium nitrate, the chemical responsible for the faulty inflators.

What You Should Do


If you have received

How to Apply for Personal Loans

The personal loans can be defined as one of the best small loans bad credit that so popular among the people in the recent time. These particular loans can provide those who really need some extra money for the emergency situation. Besides, these loans are able to help you to fix your poor credit well. Then, if you really want to get those conveniences, you have to make sure that you apply for the loans properly. Then, what do you have to do in order to get the loans? Well, let’s find out the answers below.

Actually, there are thing you have to do when you want to apply for the personal loans with bad credit, which are: The first thing that you have to do is that you have to choose the most trusted personal loan providers in the town. In this case, you can actually try to get some information of the best lender from the financial bureau in your town. By doing so, you will be able to choose a particular lender based on the information you have collected before. Afterward, you can access the site of the personal loan lender that you have chosen so that

How To Move On With Life After Getting Divorce

There is no doubt two persons get into wedlock with the intention of staying together for their entire lives. But there could be many situations where the wedding and the relationship may not work out the way in which they had wanted it to be. There were many couples, who around five to six decades ago might have continued to protect the marriage even it was tough. If the couple had children out of the wedlock then it was deemed very necessary to protect the marriage at any cost. However, things have changes and relationships have become practical and reality has begun to overtake emotions and a non-existent feel good factor. Today the talk of divorce is no longer considered a bad word and many couples are ready to part ways if the relationship does not work out the way it should be.


Having said that there is no doubt that separating and moving away from relationships is a painful and challenging affair, from the emotional perspective. When things reach breaking point the only way forward would be to go in for